François Ortalo-Magné
Présentation au déjeuner presse du Mardi 09 Octobre, 2007
Evenement organisé par Meilleur Taux.com
Document Powerpoint [Download]
Références sur les emprunts immobiliers aux USA:
Green, Richard K. and Susan M Wachter (2005): "The American Mortgage in Historical and International Context," The Journal of Economic Perspectives, 19: 93-114. [Lien]
Chomsisengphet, Souphala and Anthony Pennington-Cross (2006): "The Evolution of the Subprime Mortgage Market," Federal Reserve Bank of St. Louis Review, 88(1): 31-56. [Download]
Krainer, John (2006): "Mortgage Innovation and Consumer Choice (2006): " Federal Reserve Bank of San Francisco Economic Letter, 2006-38. [Download]
Girardi, Kristopher, Harvey S. Rosen and Paul Willen (2007): "Do Households Benefit from Financial Deregulation and Innovation? The Case of the Mortgage Market," NBER Working Paper # 12967, Federal Reserve Bank of Boston, Public Policy Discussion Paper N. 06-6 [Download]
Calcul du score credit aux USA: How your FICO score is computed [Lien]
Commentaire sur le marche americain du logement avec Morris Davis et Peter Rupert [Download]
Theorie derriere les images du ppt, version mathematique:
“Housing Market Dynamics: On the Contribution of Income Shocks and Credit Constraints,” with Sven Rady, The Review of Economic Studies, 73:459-485, April 2006.
Theorie derriere les images du ppt , version graphique avec application au Royaume Uni:
“Housing Transactions and Macroeconomic Fluctuations: A Case Study of England and Wales,” with Sven Rady, Journal of Housing Economics, 13:287-303, December 2004.
Ne pas acheter c'est aussi prendre des risques: la theorie
“Tenure Choice and the Riskiness of Non-Housing Consumption,” with Sven Rady, Journal of Housing Economics, 11:266-279, September 2002.
Les couts de transaction du logement
En France et dans le monde [Lien]
Frais de notaires en France [Lien]
Informations sur le marche local du logement aux USA:
Entreprise privee [Lien],
A Madison, service de la ville [Lien].
Produits financiers mentiones dans la presentation